I apologize for the delay in thanking everyone for their time and information. I am just able to check my email.
I was not a dead beat tenant. I paid my rent through automatic deduction on time for two years in straight. When I notified my landlord after numerous maintenance issues went unresolved that I was not going to renew the lease they were not happy.
Clearing up my income... I am unemployed because I have twin disable children. They receive SSI and that is our income. My mortgage is through a bank and I did have to provide documents and my interest rate is high.
The judgement... I paid my rent in August on time a usually while awaiting to close and the landlord filed an unlawful detainer. I had no idea what that was or what to do. I look it up on the internet and saw that it had to do with nonpayment of rent... so I gathered up my documents and went to court. Their attorney showed up and asked for a continuance. At the next court date I had my paperwork again and I told the judge that I had paid rent and that I had my documents and he asked the attorney to respond and the attorney stated that his clients live out of town and that they could not be present for court and the judge dismissed it. So I submitted a 30 day notice and a week went by and I received another unlawful detainer and moved out. I was not concerned because I had my documents. Well the attorney continued that date twice and then set it for trial. At trial the attorney entered into evidence the lease which stated that I must submit a 60 day notice, therefore, I was responsible for the rent after I had moved out plus the landlords attorney fees and expenses. I thought the lease had expired and that I was month to month. Well the lease had expired and when they sent a new lease I informed them that I was not going to renew the lease and l continued to pay my rent on time until I moved out. The attorney said that they did know that the house was vacant until a fire and they had to come and assess the damage. Long story short I was in over my head legally and I did not find out about legal aid until after I went to court for the payments.
Payment of the judgement... I did not try to hide anything. The clerk gave me some papers to list my expenses and assets and I listed everything and I filed to make a payment plan. When I came back to court for the payment plan their attorney told the judge that SSI could not listed as income and that basically I could not file for a payment plan. The attorney asked me to pay an amount that I could not afford and the case was dismissed.
