Served for Credit Card Debt
I was served last week from a law firm for an old debt of about $1700. It says if I do not reply within 20 days I will be sent a date to show up in court. What exactly is it that I need to do within this time frame? If I plan to attend my hearing do I just not reply and show up? I dont have an attorney to represent me and am so confused as how to even begin to take care of this. Can I contact the original creditor in hopes they will allow me to now set up a payment plan? I cannot even find a phone number for the law firm that this came from. Any help would be much appreciated. Thanks!