I recently received a summons by certified mail. It was from an attorney representing Applied Card Bank. This debt is from 2001. I never had any dealing with this bank, but I believe it was formerly Cross Country Bank. My question is. The summons has no account number or any information about this account. To answer the summons do I have the right to ask for validation and the account number? I really do not know who this company is for sure. Do I have a right to this information before I pay anyone? Thank You

Of ocurse you have a right to info before you pay, but might need to secure the services of attorney if you want that info before appearing in court to answer the summons.