Thanks for answering my question. I wanted to know if anyone can get a business loan with out any collateral (I don't own a home)? I do have excellent credit! Is there a company that will do such a loan? Thanks again for your time. Ginny:p :p

Your local bank ? If you have great credit, and have a good business plan of your business, and it appears to be a good investment, you may get a loan based on your personal credit, and the itmes you need to buy ( business equpment)