Hi, I'd like to continue my studies in Canada, is there a reputable univ. or colleges who may offer study now pay later program?

It depends where, in my area (Montreal, Quebec) no, as far as I have been told all fees must be paid in advance for international students. You could look into getting a student loan at home before going to Canada.

I have not heard of anything like that in BC. Lowtax4eva is right about possible trying to obtain a student loan before going to canada. Also, you might want to try looking into grants for international students. I was always told to apply for every grant I could. And you don't have to pay those back.

As a foreign student, you'd have to pay more.

You can get a Loan/Bursary, but from what I know, there's no "study now, pay later".