We are going to purchase a mobile home on 1 acre. We currently have our own home, but purchasing this one for my son and going to make it look as if its rental property that I am going to be profiting off. Because my son can't get a loan. Is it hard to get a 2nd home loan especially on a mobile home. We don't know yet what the home appraisal value is. And the ladies are selling the home for sale by owner? Any advice or suggestions will be very helpful. Our credit score is in the 600's.