I recently took out a few payday loans,totaling about 2500 dollars. Mostly to pay bills,have money for food,etc. My checking accounting is now overdrawn by 2500 dollars. It doesn't help that I'm also being charged daily fees of 35 dollars for returned payment checks that were bounced by these companies trying deduct their payments from my account. My credit is fair to poor,so Ive been denied for various loans,as well as credit cards. I really don't know what to do. If anyone's been in a similar situation,or knows what to do,please give me some advice. I could really use it.. ThanKs