I received a copy of a Summons and Complaint in my mail box. It was mailed by first class mail. This Summon is from Asset Acceptance, a debt collector agency. They have bought over my Providian credit card account which has been charged off (with last activity in April 2001 - based on my latest credit report). According the Asset Acceptance, the date of deliquency is 5/14/2001 with a balance owe of $1462.75

I know that I should file an Intend to Defend with the court, based on my reading from the other posts. Is there any sample letter of the Intend to Defend notice that I can reference to write my letter? What do I need to mention in the letter besides my intention to defend on this case? I am located in Michigan and the SOL is 6 years for credit card debt. So, they just file the Summon at the very last minute. Can I used the SOL expired in my defend if I am asked to show up in court?


Any help and advice would be greatly appreciated. Thanks.

File notice of intend to defend. AFter that look up Discovery in the court rules and send it to Asset Acceptance, requset the orignial contract you sign, request complete accounting of this alleged account.

I have received a summons to appear in court on an old credit card debt.
I had started paying this through a credit debt consolidation some years ago. How can I handle this when I go to court.

Donald78, it would be better to start your own post/question rather than to jump into someone else's post. It makes things confusing. Thanks

Thanks Mr. Yet for the advice. How do I look up discovery in the court rules? This might be a silly question, but I am totally clueless. So, am I suppose to send a Motion for Discovery to Asset Acceptance? How do I write this?

If you got a llittle money to spend (less than $100) there is a good resource of lawyers that will help you with these letters.

Legaladviceline.com

888.367.5252

I got a letter from the court for the court date. How do I file for Motion for Discovery before the court date?