Collection Agency Plaintiff Vs. ME
Hi everyone , i hope everyone is doing good and thanks in advance for taking your time to help.
I had posted about a month ago about a collection agency taking me to court claiming i owe monies for a city bank visa or credit card. However, i do not recall having this account with the.
As a result i had contacted city bank and told them about it but no record of me was found.
As a result, i submitted my asnwer to the court and sent out a certified letter to the attorney (collection agency) that says i owe monies asking for the following.
1. copy of the original application showing terms of agreement.
2. summary of my account activities – including all purchases, payments, late charges, date of payments received and date payments posted.
3. all documents signed by me proving the amount of obligation.
4. documented proof that this is my obligation.
5. copy of the purchase agreement between city bank and your corporation.
6. copies of any and all collection notices sent me by your corporation.
This letter was sent march 16 2007 and received by them on march 19 2007. In the letter i stated that they should have answer me in writing within 31 days. However i just got the letter today may 2, 2007.
The problem is that they did not send me any of the documentations i asked for not 1. they did send me however a questionnaire that he also sumitted to the court.
The paper says interrogatories propounded by the plaintiff to answered under oath by the defendant.
-then it goes on asking me to kindly submit my name, residence, business address, occupation, date of birth and employers name.
Did you open either as a borrower or co-borrower a credit of charge card with the plaintiff herein or with the original creditor? (come on, i told them in writing that i do not have an account with them, he knows im denying this claim so why ask if i ever opened an account with them?)
Also asked, what if anything are you willing to pay to settle this matter?
-did you at any time stop paying those monthly statements accourdint to their terms?
What was the balance of those credit or charge card account when you stooped paying them? ( i told them already, i don't have an account with them, supposely the collection agency is giving a balance that i supposely owe, so why ask?)
They want me to produce a copy of my drivers license for what?
They ask me to produce a copy of any documents i intend to use in court? (why don't he send me what he intends to use or prove to me that the account is mine instead of asking me this?
There's more questions on the paper but these are just a few of them.
Can anyone help? What is this thing? He did not provided me with the information i asked in the letter to prove that the account was mine, istead he is asking me all these questions?:confused: what should i do? It appears to me that he does not have any documentations proving its mine so he is asking for all this.