I know this question has been asked a dozen different times, in a dozen different ways. I'm at my wits end, though, so any help would be greatly appreciated.
I'll try to make my back story as short as possible. I owe back child support. A great deal of child support to be honest. I'm not going to try and make excuses about why I'm not at fault, the money needs to be paid. I've been paying it off through garnishment of my wages for a couple of years now. It is putting a bind on paying my bills, but it is just a matter of years (hopefully) to get it paid off.
This past weekend, I went to get a coffee and my debit card was declined. I paid cash for the drink, but was a little confused. When I got home, I checked my account. While there was enough balance to cover the coffee, I did notice that there was a charge for "Legal Fees" in the amount of $100. I immediately went to the branch to contest the charge, and was informed (over the phone, because no one in the branch would tell me what was going on) that my account had been levied.
I don't really know what this means, but the $100 charge means I can't pay rent. The fact that my card was declined leads me to believe that my account is frozen. Do I have any recourse here, or is the money in my account just gone? I'm already planning on closing the account and dealing in cash from now on (Randomly losing $100 without being informed makes me very wary about giving a bank my money), but I need to know if there is any way to recover the money that was already there in enough time to pay rent tomorrow.
Please help. Thank you.