For those of you who have children, don't make a paypal account, because paypal is so simple, all you need is the password, and you can buy something, don't need to type in your credit card. I am telling you not to make a paypal acc because your children could get on it and buy w/e they wanted (if they knew the pass)

Also Paypal accounts can be hacked into and used by someone you do not even know. That happened to me, twice in one month and my bank account got hit to the tune of $538.32. I did get my money back. I have since closed my Paypal and will only deal with someone via money order. What you could do is to change your password every day - that would stop your children getting their fingers on it.

I will say for Paypals defense, they have worked very hard to make any error or problem right for me, and even your personal bank accounts can be hacked, this happens all the time. Your credit card into gets stolen when you use it at many major stores, but often it never makes the news, ( they are good at keeping things quiet)

And passwords and user names should never be "saved" in the computer

Yeah, they are, someone hacked my moms paypal acount, and it wasn't on the news.