My mother signed a quit claim deed on her house following the death of my father. My sister and her husband took possession with the understanding that they would immediately refinance - but until they did so, would make the payments on my mother's mortgage - they also gave my mother money from the sale of their small home, so that my mother thought she was totally "done" with the home. She subsequently bought and now lives in a mobile home. It is now 5 years later, and my sister and brother-in-law have yet to refinance. Most distressingly, my mother called me worried because she received a call from the mortgage company saying my sister and her husband are behind in payments. What should my mother do to keep her good credit? Does she have legal recourse as far as regaining the deed to the home? What if the home should fall into foreclosure?