I was served a summons from a lawyer. It has to do with collections of a credit card debt when I was laid off work 5 years ago. I have not paid on this in 5 years. The summons does not have a court date. It just says I must reply. Is there a certain way to respond to a summons? Do I need a lawyer to do this for me? I am in South Carolina and the statue of limitations is 3 years so I do not even know why the courts would allow this to be sent.
I called my county clerk of court and she said the summons was on file and if I do not respond in writing within 30 days I would lose and could have a Judgement against me.
She also said that there was a certain way to write a reply but she did not go into detail.
Can someone help?
Thanks
Craig

If it is more than a little bit of money you should "consult" with a lawyer for 30 minutes to an hour they will charge you 75 to 125 $. But it is worth it.

What kind of Lawyer?
Like one that deals with Bankrupcys?
Thanks

Hello craig:

This is something that you should be able to handle yourself. Our credit expert, mr. yet, has prepared dozens of documents that are available right here that will help you get ready for court. Look around here. You'll find it.

excon