My boyfriend and I were fooling around about 3 days ago (12/11). There was no direct penetration, but I am worried about pregnancy because we had zero form of protection. My last period was 11/22, but if I am stressed, during the month, my next period usually gets delayed, so I am afraid that I haven't ovulated yet at that time. My next period is due in about a week. Last night, I felt extremely dizzy and even threw up (I usually NEVER throw up). I have been experiencing cramping in my lower stomach. What are the chances I am pregnant?

Explain "fooling around".

He inserted his finger into me (but he didn't touch his penis). He put his penis next to me but didn't insert.

Just how old are you ??
If you are willing to play such adult games you really need to read up on the mechanisms of pregnancy.

Basically:
sex = babies

Did you have sex ??

From what you describe, there would be no chance of pregnancy. There would have to be semen on his finger or penis, the semen/sperm would then have to find its way inside you (laying next to you isn't enough), you would have to be close to ovulation, and that is just the start of it all.

Be very, very careful as it is far too easy for things to end up going further than you may intend as both of you may get caught up in the moment. People start taking chances, and pregnancy does sometimes occur. If you don't want to take the chance of an unplanned pregnancy, best not to put yourself in a situation that could end up that way. Discuss it with your boyfriend. If he doesn't way to possibly become a father just yet, then he should realize that it is in the best interest of both of you to avoid becoming so intimate. One, or both of you, needs to know where to draw the line and have to agreed upon ahead of time.

I'm in my first year of college and I realized now that this will never happen again. I just never thought about it ahead of time and I'm really worried now. I really hope I can have a second chance at this. He did put his penis really close to me before inserting his finger in so I am very worried... ugh I would give anything to go back and redo it. I now understand the dangers and I'm freaking out. I just hope I have a second change at this all...

Hope it turned out well for you Nicole. Fear can be a great teacher sometimes.