We opted out of a refinance with the mortgage broker, so he sent the good faith papers to us in a unsealed envelope... for all the world to see our private information . What are my rights This is a violation of our privacy and I no this was not a mistake the mal carrier said this is how they received it. The envelope was not tampered with on the out side. No telling who saw the in side. We are very upset and need a course of action... Please help...

How did the "world see them". How was your privacy violated? Do you think this was a determined attempt to violate your privacy? BTW now that you have posted your email address on a world wide site, everyone who looks can see it, no privacy there.

Everything doesn't get you monetary damages... or much of anything.

All the world would not have had access to see it, only the post office... and between sorting, transporting and sorting again (sometimes several times) before delivery to your mailbox... its highly unlikely anyone actually saw anything.

Its possible it wasn't sealed with enough water to do the job and came undone during transport ( can easily happen in humid weather or locations)...or was simply missed. Impossible to know either way.

And I reported your post to have moderators remove your email address which is a far greater privacy risk.

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Originally Posted by monistat

We opted out of a refinance with the mortgage broker, so he sent the good faith papers to us in a unsealed envelope... for all the world to see our private information . What are my rights This is a violation of our privacy and I no this was not a mistake the mal carrier said this is how they received it. The envelope was not tampered with on the out side. No telling who saw the in side. We are very upset and need a course of action... Please help...

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First, What proof do you have that he sent it unsealed? The carrier only knows how it was received for his route, not how it was sent.

Second, why do you think anyone saw it? Postal workers are unlikely to have any interest in your info. In addition most mail processing is automated so its is unlikely anyone had much of a chance to look at what was in the envelope.

Third, What laws do you think were broken? I doubt if you can find any.

You want to know what your "course of action" should be? My advice is to stop obsessing about it. What I would do is subscribe to a credit monitoring service. I would suggest Credit Karma since its is free. If, in the unlikely event, that you find some credit inquiry that you didn't make, then you might have a case. But even then, for a successful law suit you have to show you suffered some harm. And I don't see what harm you have suffered.

So

Several issues, first there is no such thing as a right to privacy. There are some laws and rules about giving out certain information. But this appears at most, someone working in the post office, may had an opportunity. But this was not open to the Public.

I see no claim what so ever here. Even if there was a slight claim, there is no proof.