Something is killing my mulberry tree. Leaves all have holes, and shrivel up.even the bark has white dots. Could it be a fungus?
South Florida

It is a fungus, pastor. Can be treated with a chemical fungicide in the spring. Cut off branches that are most affected without taking everything off ! Clean up all infected leaves immediately. Ask at your local garden Center for this treatment. Water only from the bottom. Do not spray the leaves.

Thank you so much