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-   -   Debt collection garnishment (https://www.askmehelpdesk.com/showthread.php?t=804213)

  • Nov 7, 2014, 03:56 PM
    Carl mcclendon
    Debt collection garnishment
    I had to letmy Apartment go about 7 years ago.I lost my Job. I have been paying 110.00 to 15.00 per month 0n a debt that they said I owe. I am unemployed in school and living off my financial aide. My father co-signed and he receives social security and a pension. I got aletter today stating that the cannot excecpt my 15.00 anymore the want $50.00 dollars a month. Can they garnish my Fathers Social Security,Pension or checking account.
  • Nov 8, 2014, 06:11 AM
    Fr_Chuck
    They can of course accept 15, but it is possible that the interest each month is higher.
    They can not garnish anything, until they go to court and get a judgement. Unless they have already done that.

    Have you been to court, or were notified of court?
  • Nov 8, 2014, 06:30 AM
    ScottGem
    If your father co-signed your debt, then he is on the hook for the debt. They can't touch his SS, but they can attach his checking account, if they get a judgment and a writ of execution.

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