She said /she said; but.. . SHE hit my car!
I was at a complete stop on a (one block) street at at red traffic light that is three blocks from my home. I was approximately 8 - 10 feet behind the car in front of me. (there was a very narrow ally intersection that no one really drives down - too narrow) I saw the car's reverse lights but didn't think too much - I'm 62 yrs old and been driving for a long time - but remained cautious. Then the car "gunned it" in reverse into my car. I hit my horn - but too late. The driver pulled up immediately and parked to the side of the (narrow street); she got out and asked, "Are you "OK?" We exchanged insurance info and she refused to give me her phone #. Cut to the chase. $2000 damage to my car. I was told that she said "I was driving through an alley way and hit her car!" No witnesses. No police report. I live in the city. Police don't want to deal with "fender benders." The insurance company said they will take it to arbitration - but it sounds like "her word against my word." I've never dealt with arbitration. Could they tell from the damages to both cars? My record is impeccable. Perhaps hers is not? Is that taken into account?? I am hesitant to allow repairs. I did not hit her! Should I call a lawyer?
One more thing: I've lived here for 14 years; I always take the same route to the traffic light; never take the alley way -- as she was saying. I can't believe that people blatantly lie!