Recommendation for heating and AC for finished attic?
We are in the process of converting what has been an unheated storage space above our garage into a finished area with 2 bedrooms and bath. It's about 500 sq ft of living space. We are planning on installing a central heating/AC unit in an adjacent portion of the attic that is unheated, and run air ducts and returns into the living area. The house is located in northern NJ, and we expect to be using these BRs primarily for family visits at Thanksgiving or Christmas time, but may also be used weekends in the summer. So my questions are:
A. Natural gas or electric? The main house uses gas, but to plumb a gas line up to the attic area may be difficult.
B. I know gas is less expensive to operate than electric heat pumps, but it is more expensive to buy and install the equipment. Given that the area will be heated for perhaps 10-15 days/year, with the rest of the time set to 50 degrees F, can the extra up-front expense of gas be justified?
C. If we go with gas, are there any issues around having a gas-fired furnace in an unfinished attic area? For example will I need to put up plywood to cover exposed roof joists?
Thanks.