I have 4 estimates for a new heat pump system ranging from $6600-$4700. The lowest bid is a Payne 13 seer. I was wanting an air cleaner but he said I didn't need one with the 5 in. filter they use and he doesn't recommend electric air cleaners. Also says it is the law that they have to install a Blackhawk CO Detector even though I don't use any gas. Should I believe this?