If mers is recorded at the court as grantor and I am listed as the sole grantee does that mean I own the home even though there is a mortgage to the bank but the bank it is not shown or listed as a grantee.

Not necessarily. A mortgage usually mean there is a lien on the property. That means the property can't be legally transferred until the lien is satisfied. At the very least, the lien will remain on the property.

Some where it seems that anytime a assignment of mortgage takes place, it must be recorded in county records. The financial mess with the banks and mers has caused a backlash in some states, One county is in Florida is sueing because the not registering or recording deprives the county of revenue which was the whole idea behind mers in the first place by the banks, they wanted to avoid paying the fees, thus enriching themselves at the expense of the county. I have not heard what the outcome is or maybe, but if the county wins it would make every mortgage in the state void for failing to record. The banks will probably but their way out of this also.

And your point?

My response was posted under family law, report # 5, may I did something wrong in posting my response