I purchased a car from a dealership in Nj. I got financing from a bank. The dealership tells me they need a check for the tags & registration. When the tags & registration come in I pay the cash and they'll give me back the check. BIGGEST MISTAKE EVER! I gave them a blank check.. but thinking NO ONE COULD BE THAT BOLD to fill in and cash? The bastards did but put on the chck it for taxes for the car.. My thing is the car is financed the bank already pd the dealership for the car! and the FOOLISH JERKS spelled my name wrong on the check they altered.. but due to the feloneouse altered chck bouncing they trying to lock me up for theft of deceptive srvcs... HELP... PLEASE ANYONE

Let me get this right... YOU gave someone a blank check.. What posessed you do do that?

You do know its going to be on you to prove your claims... because NOBODY gives someone else a blank check, they didn't 20 years ago, and they certainly don't in this day and age....not even post dated checks (which any bank is legally required to process WHEN presented and open you up to check kiting charges if the money isn't there yet)....

Also...be careful tossing around allegations like that...unles syou can prove them...you would be opening yourself up to very real slander charges by them.

What you do is report it to the police......

However if you really did fill it out....if the handwriting is proven to be yours...you open yourself up to other charges of filing a false police report as well, which the DA will pursue.

And incidently if you DON'T file a police report on this they will assume you really did fill it out and sign it.

Something just doesn't seem right about this.....

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Originally Posted by smoothy

Let me get this right... YOU gave someone a blank check.. What posessed you do do that?

You do know its going to be on you to prove your claims... because NOBODY gives someone else a blank check, they didn't 20 years ago, and they certainly don't in this day and age....not even post dated checks (which any bank is legally required to process WHEN presented and open you up to check kiting charges if the money isn't there yet)....

Also...be careful tossing around allegations like that...unles syou can prove them...you would be opening yourself up to very real slander charges by them.

What you do is report it to the police......

However if you really did fill it out....if the handwriting is proven to be yours...you open yourself up to other charges of filing a false police report as well, which the DA will pursue.

And incidently if you DON'T file a police report on this they will assume you really did fill it out and sign it.

Something just doesn't seem right about this.....

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It was dumb to do so.. but Again who would be so brazen to do so... and again if I filled out the chck why would I spell my own name wrong. The information presented they presented to the police is different from what they originally fraudulently submitted to the bank.. Now what kind of consequences can they face when they are proven to be the true criminals..

You aren't going to prove anything.
At best you will get your money back.
Never, ever, ever hand over a check with even one line on it blank again.

Contact the state dept of car dealer licenses and file a report.
NJ.gov is a good start.

Depends a lot on the amount... and even then there can be broad leeway by the courts. And what can be proven.

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Originally Posted by smoothy

Depends a lot on the amount... and even then there can be broad leeway by the courts. And what can be proven.

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That they provided fraudulent/altered documtation to the bank ie:incorrect spelling of my name also the handwriting is the same as the rep from the dealer ship. Also the pd has the felonious copy with my name spelled incorrectly.. and the bank has a felonious copy as well due them filling out the monetary portion but the copy the bank gave me does not have my name indicated anywhere on the check..

What is a felonious copy?

Like I mentioned before...be careful tossing those accusations around. If you never went to the police , filed a complaint..and if they never got convicted of it....all they have to do is be able to prove you were maiking claims against them and you could be charged with slander. So word of warning...be careful what you say publically.

Many times nothing ever comes of it when people vent (and I can understand being upset)...but sometimes it does. When it does you need to have your butt covered.

So if you haven't been to the police station yet ( you never acknowledged you have) I would suggest doing it. Nothings going to happen if you don't.

...AND....as a car dealer myself, it just seems to me that there is something missing here that we aren't hearing.

Not saying this dealer did nothing wrong...just that I think there is more to it.

OH now I see that your check bounced, and YOU are the one being charged...
I agree that the story doesn't add up.
What is the logic of leaving a blank check and coming back with cash when the tags and reg comes in? You are supposed to pay for those in advance. I have a feeling that your understanding of what was going on was not the same as theirs.
So now you pay the bounced check fee, figure out what you owe for plates and so on, make sure the tax wasn't duplicated by the bank (it doesn't sound like you even have that fact straight), and end this.

I think Joy may have gotten the right story on this. One of the things that bugged me is the misspelled name. I don't understand where that comes into play. If I were to give someone a blank check it would have my name preprinted on the check and on the signature. NO PLACE else on the check. So where is the forgery? A blank check is signed by the person whose account it is. So no forgery could be involved. There would be no point in giving the dealership an unsigned check.

Now whether the OP thought the dealership would wait for him to return with cash or he misunderstood what the dealer would do with the check. But the bottom line is there can be no forgery involved with the check.