My stepson’s mother is in Hospice care and not expected to live much longer. She is not coherent because of medication she is on. She has no will, her finances are in shambles and her house is being foreclosed on. All this has been dumped on my stepson as his mother’s side of the family are not doing anything to help. My husband and I want to help him, but we don’t know where we need to start or what we need to do. They live in Delaware and we are in Indiana. Any advice would be greatly appreciated.

I also want to add that he is the only child.

Should he go to the house and take out anything of value before the bank forecloses? I’m concerned that could come in and change the locks before any of this is settled.

Quote:

---

Originally Posted by dreamskape

I also want to add that he is the only child.

Should he go to the house and take out anything of value before the bank forecloses? I’m concerned that could come in and change the locks before any of this is settled.

---

He needs to consult a Lawyer NOW! Get him one immediately .

Yes, that would be a good start. Even more, he should find out if the house is worth selling before foreclosed on (if possible), because the market has started a remarkable recovery depending on where it is, and if the house is on the D.C. side of Delaware, absolutely.

He should check on a life insurance provision of the mortgage, which may have even been required by the lender. If there is none, and he can stall the foreclosure, he should see if he can get her to add his name on the deed, perhaps with the help of a lawyer.

If he isn't in a position to handle the intricacies, he should hire a lawyer, especially if she has other assets. If she is in hospice, presumably she is paying for it.or at least talk to a good real estate broker to start. A broker of course will be glad to help so that they can get the listing. They will probably give some basic advice anyway.

Thank you for the replies. We will help him get a hold of a lawyer on Monday. In the meantime, should he remove valuables from the home to keep them safe? Not that I expect her to have much I just don't want the mortgage company to come in a put a lock on the door with everything still in there. And we will definitely check into selling it if that is an option.

Yes of course he should take what he wants.