I am scheduled for a hearing in local court concerning 2 credit accounts march 27(tomorrow). I filed my notice for intent to defend with the court last week and the lawyer suing me called last Friday and also sent correspondence stating that we could work this out to avoid court. Now I do not know what to do... call them today and make some kind of arrangement... or go to court and request validation for the debt and make the case that the sol is up in 2 months... I do not want to pay all the accessorial charges of interest, late fees etc. I do have knowledge that this is not the first collection agency to attempt to collect on these debts... Also how do I know that the original creditor didn't charge off this debt long ago? And does that even matter?
Please help... my time is running out and I standstolose.