About 3 years ago I signed for 3 different credit cards and a department store card with my daughter as an authorized user. At the time her husband was working and making a good income but their previous credit was bad. Everything was o.k. and the bills were paid on time and in excess of the required payment. Then the wheels fell off when my son-in-law in a drug-induced state drove his car into their house and killed my 6 year old grandson and then turned the gun on himself.
The rest of the store is he had no insurance or retirement so it was a total loss of income for my daughter and I am retired. We are talking $30,000 plus debit.
The creditors understand the loss and are sorry for it but they still want their money. My husband's name is not on the applications anywhere - can he be held responsible at all?
We live in TX - what can happen to us now that we are unable to make restitution?