What is the statue of limitations on credit card collection in the state of Ohio?
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What is the statue of limitations on credit card collection in the state of Ohio?
Just don't worry about it. You are better off without credit anyway.
After 6-7 years depending on where you live they can't sue you anymore. But will will always owe them the money and they can call and send letters as long as they like.
Ohio Statutes of Limitation
Written or oral account: 6 years, (O.R.C. §2305.07).
Written contract: 15 years, (O.R.C. §2305.06).
Oral contract: 6 years (O.R.C. §2305.07).
Note payable at a definite time: 6 years, (O.R.C. § 1303 .16(A)); (2)).
Demand note: 6 years after the date on which demand is made or 10 years if no demand is made and neither principal nor interest has been paid over that time (O.R.C. §1303.16(B)).
Dishonored check or draft: 3 years after dishonor, (O.R.C. §1303.16 (C)).
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