I know this has probably been answered in some form within this forum, so I apologize.

All of the details:

My spouse has a bank account. It is in my spouse's name and I have been added as a "view only". I cannot move any money. Both of our payrolls are deposited into this account. Is his payroll protected?

Does a credit company, who has a judgement signed against me, garnish this account? It is my spouse's name. Are the funds from my paycheck protected once it is in the account?

Should I remove myself from the account all together, to include stopping auto-deposit?

Thanks!

Quote:

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Originally Posted by kokanee

I know this has probably been answered in some form within this forum, so I apologize.

All of the details:

My spouse has a bank account. It is in my spouse's name and I have been added as a "view only". I cannot move any money. Both of our payrolls are deposited into this account. Is his payroll protected?

Does a credit company, who has a judgement signed against me, garnish this account? It is my spouse's name. Are the funds from my paycheck protected once it is in the account?

Should I remove myself from the account all together, to include stopping auto-deposit?

Thanks!

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Anyone??

All they have to prove is that your money goes into that account, and they can freeze it, and make you prove which part of it, is his and not yours.

Also of course they may merely garnish the paycheck before it goes into the bank ( much easier)

But if they track your paycheck, or merely require you to tell them where your check is deposited.

What you are doing is basically considered fraud, since you are taking your pay, and hiding it from a debt collector. But they can merely prove that to the judge and get a garnishment of that account also.

Not sure they will work that hard to do it, since they can merely get your check