I had a joint bank account, but the other person passed away and I sent a death certificate to have that person removed from the account. THREE YEARS LATER SOMEONE CONTACTED THE BANK AND SAID THE BANK HOLDER (ME) HAD DIED AND THE BANK CLOSED MY ACCOUNT

The bank can't close the account without YOUR PERRMISSION.

Tell us the whole story about the three year interval.

Interesting story? I assume the report of your death was an exaggeration.

And, did you have a question?