If the guy I get in a accident has no licence who is covered?
I just got in my first ever car accident while I was driving! Before anyone freaks out, I’m fine. But yes, it turns out to be my fault! I had just dropped off my boyfriend at Thomas College and was heading to see a friend of mine. As I approach the road to get to her house I notice the light is green for me to turn. I see a car on the other side in the lane to go strait. The car isn't moving so I assumed I was safe to turn, thinking his light was red and I had the right of way. I begin to turn onto the street, everything is fine, almost there, and the other car starts to come at me! Fast! He hits me on the right side of my car by my tire! I stopped; he backed up, drove down the road a little and pulled over. We called the cops, found out the guy DIDN'T have a license to drive and was driving his girlfriend’s car WITHOUT permition. Gets fined, NOT arrested! Cop says my insurance will pay for their car and I get nothing. I was supposed to yield; he had the right of way. I HAVE A LICENSE AND WAS GOING BEFORE HE DID! He should be in jail; my car should be fixed by his girlfriend’s insurance! What can I do? Im 20, I live alone, I have only liability... I didn't get ticketed and they sighned saying no court.