I want to finance a property that can't get a mortgage
It's a simple cottage in a flood plain. The flood plain part doesn't bother me because I know both the land and the water in question. I also know better than to keep anything of any worth in such a home. I can easily afford monthly payments, but the property won't qualify for a mortgage, and my ex made good on his promise to completely ruin me financially- my credit report stinks, and I have to keep my earnings off books as much as possible; he's already destroyed two personal and professional relationships for me.