I hit a deer and my insurance had lapsed. Since the car is totalled I quit paying the loan. The bank reposed the car. They said they would not come and get it. What do I do with the car now?
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I hit a deer and my insurance had lapsed. Since the car is totalled I quit paying the loan. The bank reposed the car. They said they would not come and get it. What do I do with the car now?
Have it towed to a junk yard; they will pay you the scrap price, then call the bank and tell them where it is.
Why are they refusing? What did you get that indicated a repo? Why do you think you had a right to stop paying?
You really worry is tha they sue you, and you still have to pay for car, you can't just stop paying, they will get a judgement and get their money
Why would you think the bank wants a totaled car? They just want their money, and will get a judgment eventually, and after that they can garnish your income/bank accounts.
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