I have always been very conservative with my finance and fortunatly I was able to pay off my home in December. My vehicles are paid off and I have no credit card debt; furthermore, I have no intentions of leaving my current home but with all that equity tied up in my property a few questions have cropped up.
Can I use my home or cars as the down payment considering I own them free and clear?
If so,
Does anyone on the forum think that taking advantage of the reduced home prices now or over the next quarter may be a wise investment?
Or
Should I just stand fast and continue investing my free cash in the slumping stock market?
Thanks in advance for your thoughts.
HBomb:)