I got into a fender bender on a hill coming up to the red light I was destracted by a question I was asked by a client and next thing I know I slammed on my breaks hitting the car in front of the cops was called and I had insurance card that did exp. Until 12/22/12 and the cops asked if I had insurance and I wasn't sure because I missed a few payment and I want to know will and how long will my DL be suspended for and will it do any good to renew my insurance