I want to refinance and want to know what are rolling lates? I was 30 days late on my November, December, and January but now I'm caught up on payments. Would this be considered a rolling late?

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Originally Posted by cplanda

I want to refinance and want to know what are rolling lates? I was 30 days late on my November, December, and January but now I'm caught up on payments. Would this be considered a rolling late?

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Yes. What it means is that your balance from November "rolled" into December; December "rolled" into January etc. Really means that you were 90 days late on your November bill