Hi, I bought some furniture 6 years ago. The payments were 200.00 a month. I paid every month for 2 years then I lost my job. The furniture company agreed I could start paying again when I found another job. One year later I found a job with less pay. The furniture company refinanced the furniture for one year, I got to pay 100.00 a month, that wouldn't pay it off in one year. Then I lost my job and found one making a little more that minimum wage. A deputy came to my house this past June 2006 and told me the furniture company was going to take a judgement out on me, but that if I called the co. we could work something out. I took the deputies advice. The furniture co. agreed to 25.00 every two weeks, but they said they were still going to take the judgement out. I never heard anything from the sheriffs dept. again. I have been making 25.00 every two sometimes every four weeks, it's hard when you have mouths to feed and only make 7.00 an hour. Anyway, I got a letter from the furniture company today, March 12, 2007 saying I haven't been making my 25.00 payments in a timely manner, they don't want the furniture just the money, which is 2400.00. My question is, if a judgement had been taken out on me this past June, wouldn't I have been served something? And if I tell the furniture company, hey, I'll pay you 25.00 as I can, is there anything they can really do to me? Should I get an attorney? Thanks, carol
