Insurance in a fire job does not want to pay towards moving existing outlets originally placed above baseboard electric heaters. (or vis-a-versa heaters below outlets) Say they will pay if I can provide wording. Know it should be in section 210-52 branch circuits.

Katonah,
Actually the NEC handbook refers to the installation instructions of the baseboard
Heaters. These instructions prohibit installation of receptacles above the heater which
Is then enforceable by NEC 110.3(B).

Basically the NEC is silent on the issue. In both the 2008 (FPN) and 2011 (IFN), attached to NEC 210.52 the NEC points to the instructions that come from the manufacturer of the listed equipment.

If I understand correctly, the NEC makes the statement by way of NEC 110.3(B) that if those instructions are not followed, then under 110.3(B) you can enforce the correct installation.

Also, the code does indicate that other sections of the code may have a requirement against installing a baseboard heater under a receptacle, but I have not found one yet.

Any way, why would this be an insue with the insurance company? The issue should be with the installer of the baseboard heat.

To me, common sense dictates that you never place a receptacle above a heater because the heat will damage a wire hanging in front of it.

Show them the manufacturer's requirements such as this one from a site that handles Marley heating products.

" Read Carefully - This Instruction Sheet contains vital
information for the proper installation, use, and efficient
operation of the heater. Carefully read the manual before
installation, operation, or cleaning of the heater. Failure to
adhere to the instructions could result in fire, electric
shock, death, serious personal injury, or property damage.
Save these instructions and review frequently for continuing
safe operation and instructing future users.
1. Keep all electrical cords, foam filled articles, drapes, bedding,
and other household furnishings away from contact with
heater. It is recommended all items be kept a minimum of
six (6") inches (152mm) from heater.
2. Do not install baseboard heater below electrical convenience
Receptacles (outlets).
3. Do not install baseboard heater against vinyl wallpaper,
Paperboard or low density fiberboard surface. Do not install
vinyl drapes or vinyl blinds above heater.
4. Do not recess heater in wall.
5. The installation must comply with applicable Local and National
Electrical Codes and utility requirements.
6. Do not remove or by-pass thermal cutout.
7. To reduce the risk of fire, do not store or use gasoline or
Other flammable vapors and liquids in the vicinity of the
Heater.
8. Personal injury or death could result from electric shock.
Disconnect all power to heater at main panel before attempting
To install or service this heater.
9. Supply voltage must be the same as heater voltage. Check
Heater nameplate and supply voltage before energizing.
10. When using RSA Transformer Relay Accessory, supply
Wiring must be suitable for 90°C.
!
1
File #E37116 "

Taken from:
http://cache.air-n-water.com/manuals/q-mark-2515w.pdf