Hi,
I owe to ETR407 about $8000, from 2000 I was out of the country since 2007 and I am not using them sinced then. Tried to make a deal but it is impossible. Now I am about to buy a house and I think it is going to show on my credit. Is anything I can do to pay less or in installments.I disscuss with them (by telephone) and thy want a amount of about $ 4000 next day... impossible for me.
I would appreciate any suggestion.

Thank you
M