I'm needing to file for bankruptcy as I can not afford defiency judgement on foreclosure that I had sold for 300k more than bank sold it for as they would not except short sale and forced me into foreclosure with out even giving me my day in court to show judge the sale. Anyway I took job in Canada to put food on the table for my five kids! I do not make anywhere near what I used to, and collections are filing bogus charges against my wife for taking my name off her cars two years before any money issues! Florida attorney says I can't file as I live in CA and CA attorney says I can't file here they will not do it and it would not hold up in the USA anyway. So what can I do? What can the collection agency which holds the note do to me, and is there any way I can just file for bankruptcy? Please help? Thank you