OK... here's a tough one.

I bought a car with my step-mom as the co-signer and we live in Pennsylvania. I have been making the payments and paying my share of the car insurance. Now my father is mad at me for moving back in with my mother and he and my step-mom have taken my car and cars and hidden it from me. I now have no way to work and no way to pay my payments that are auto-drafted from my account. I don't know what to do and I am beyond upset. I am 19 and would like to go sign up for nursing school and get to work but I am not able to get there. What legal course do I have? I am so upset. They are alcoholics and drug addicts and I cannot reason with them... can I call the car loan company and see if the co-signer can be removed now that I've had it 6 months and have made all the proper payments on time? Please help!

Who is on the title?

So frustrated

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Originally Posted by ScottGem

Who is on the title?

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I am and then her... So I understand that she has just as much right apparently as I do, had I known that was the case, I would have had her only cosign, not coown. No my issue is that they took my spare key last night and told me to kiss their ### . But yet, I have a payment scheduled to come out on the 29th and I have no car to use to get to work... I haven't been able to use it for 2 weeks now... If I pay that car, which is stupid because I don't get to use it, then I will be broke and still have no way to work. I have to quit my job now. I am so confused as to why they are torturing me over living with my mother, my father cheated on my mother for years and beat her and eventually got remarried to the woman he was cheating with... and the woman is only 7 years older than my sister and 9 years older than me.. . sorry that's for another forum.

I would first file a police report but tell the truth that you know who took it. Then I would cease paying and notify the lender that your co-owner took the car and keys (not that that that matters to them, or the police). Then go buy a cheaper car with someone else as co-signor, your mother perhaps?

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Originally Posted by joypulv

I would first file a police report but tell the truth that you know who took it. Then I would cease paying and notify the lender that your co-owner took the car and keys (not that that that matters to them, or the police). Then go buy a cheaper car with someone else as co-signor, your mother perhaps?

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Thank you... I was planning on calling the lender today. I had no idea who the lender even was because my dad has all the paperwork and he also changed all the passwords and secret questions to my bank account so he could watch my money or something... but he never told me them so I could never get in my bank account. Luckily, my boyfriends mom is pretty smart and we got around that and reset my bank info... then he changed it again because I just found out that his email was the primary email. HE;S NOT EVEN ON MY ACCOUNT... it's in my name alone. I am going to change banks on Friday now because he is such a control freak.