Car note that has been charged off
I am very far behind on my auto loan the loan company has charge off the loan, a recovery agency came to my home wanting to the car however it was in a closed garage, they stated they had taken pictures of my daughter driving the car. I called the Loan company and they guy I spoke with said he would work something out with me since the loan was charged off, he said I would need to give them 1000.00 up front then make monthly payment until the small balance was paid in full. I asked if he could email me the terms and he said not until I paid the 1000.00. I feel very un easy about giving them the 1000.00 and having nothing in writing. What should I do? The recovery agency has yet again come to my home?
Thank you
Amy