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-   -   Second cardholder (https://www.askmehelpdesk.com/showthread.php?t=676697)

  • Jun 29, 2012, 04:52 AM
    secretsquirrell
    Second cardholder
    As a second cardholder on my partners credit card, if we were to split up, would I be liable for the debt? Almost nothing on it was for me, and I am worried I will be liable for half the money.
  • Jun 29, 2012, 05:43 AM
    ebaines
    Quote:

    Originally Posted by secretsquirrell View Post
    As a second cardholder on my partners credit card, if we were to split up, would I be liable for the debt?

    Yes, if you co-signed the application form. But if instead your partner had the card company issue a second card with your name on it using an existing account, where you signed nothing yourself, then no (similar to when a parent gets an additional card for a teenager to have "just in case" - the parent is responsible for what the teen buys).

    Quote:

    Originally Posted by secretsquirrell View Post
    Almost nothing on it was for me, and I am worried I will be liable for half the money.

    If you co-signed for the card then both you and your partner are both are liable for all the debt, not just half.

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