Hello,
I am possibly interested in buying my neighbors house. They obtained a reverse mortgage when the husband got sick and I guess she's been receiving monthly $ from Bank of America to help pay for her caregivers. She died recently and I'm wondering how I can go about making an offer. They appraised it quite high about 6 years ago, before the bubble burst. The house has declined in condition. How likely is it that they will accept a low-ball offer? Who do I find out who's in charge of her case? Thanks! Mary

You need to find out who the lender was. They own the home now and you have to make an offer to them or through their broker.

Most lenders will use a specific real estate agent in a area.

But agree, go to court house, find out who has the loan, contact them and search down who to talk to.