Hi I am 29yrs Old and have $104K in a Rollover Account. I am buying my 1st home and would like to put down 20% and wanted to know if I took out $60K from my account WHAT WOULD I ACUTALLY GET AFTER TAXES ETC?

You can withdraw up to $10K from an IRA for a 1st home without incurring the 10% Early Withdrawal Penalty.

Anyting over that amount draws the penalty.