Don't have a,licence but the vehicle is,insured under someone else

As well as it's the car that has the insurance if you were driving with no liscience and your name isn't on the insurance as you have no liscience... the car isn't cover and your friend may be arrested for allowing you to drive the car knowing all of this

Did the owner of the car give you permission to drive it? Does he know you have no license?

More details please and an exact question would help us answer you