I am divorced and my ex-wife filed bankruptcy before the divorce was final. I was awarded the mobile home in the final divorce decree and I have continued to make all payments. I have since remarried and I am trying to refinance but my ex-wifes name is still on the title of the house. The loan company I am trying to use said she must sign for me to get the loan. If she refuses what are my options?

You need to get a NEW loan, not a refi, with a new loan, the a new deed is done without ex. Ex will need to sign, which I am sure she was ordered to do.

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Originally Posted by mab5094

... I was awarded the mobile home in the final divorce decree ... but my ex-wifes name is still on the title ...

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Ask the divorce court to order her to sign off on the title.

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Originally Posted by Fr_Chuck

You need to get a NEW loan, not a refi, with a new loan, the a new deed is done without ex. Ex will need to sign, which I am sure she was ordered to do.

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Thank you for the reply. I didn't even think of that when I started the refinance process. If I can get my ex-wife to sign will it take everything out of her name at that point?

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Originally Posted by mab5094

... If I can get my ex-wife to sign will it take everything out of her name at that point?

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Yes, that's what signing off on the title means.

If you mean her liablility under the mortgage note, she would have been discharged of that in the bankruptcy anyway.