Cindy had decided to retire in 24 years. She has 30,000 availanle today and waaants to supplement her pension plan

This just in: Cindy has changed her mind. Now she waaants (I guess that means she really, really wants) to blow the whole 30 g's on the well-running boat from the other post, and retire NOW.

So what's stopping her from putting the money in her pension plan as suggested perhaps she wants to buy a boat