Hey there, I had a summons served to me from a debt collector. I answered it at the court and feel confident about that part. I filed 2 things with the court. One, being an answer to the summons and two being the letter that I sent the debt collector after receiving the summons asking them to validate the debt for me and not contact me by phone, just in writing. Now, I understand after hearing from several people that taking advice from the clerk is a no no =) But she said I needed to send the debt collector a copy of both things I filed with the court with the courts date filed stamp on them. True or false?

Also, I sent them a letter asking them to not contact me by phone, but by mail only and I have a voicemail from them sent to me 7 days after I got my signed return receipt from them which was the letter asking them not to contact me. Can they do that by law? Does the summons they filed cause me to lose my rights in the sense of being harassed by phone? Thanks =)

The clerk is giving you the correct advice. You need to copy the creditor with your filings. The voicemail can be used in court to show non compliance with your notice.

Thank you!