I am international student... I opened an account with my school details and international passport... I asked a friend to lend me money. He told me to give him my account details so he could transfer the money to my account ,which I gladly did. He transferred the money to my account. 1 week later my bank sent me a mail saying my account has been closed. I went to the bank and was told that my account was closed for fraud.

I tried opening other bank account and all was declined.I tried contacting a lawyer I have lost my job and I am now hopeless in aberdeen. Please advice

Hello e:

If you tried contacting a lawyer, why didn't that work? When the bank said "fraud", did you ask them HOW?? Where is the money that you had in there??

IF this is just a mistake, you need to take aggressive action to STOP it.. Your arrest might be next. I'd go BACK to the lawyer you tried to contact and HIRE him.

excon

Thanks for your prompt reply. The money they put in my account I withdrew it and gave it to my friend. I have been to the bank severally, I have tried to explain. I told them to start the investigation with me right there. Ok I am here in the bank call the police they refused.

I don't have money to pay a lawyer. I even don't know my way around. I have just spent only 3months in UK

No arrest,no investigation. I can't open an account anywhere, my work has sent me various letter's on my pending salary, my internet subscription even my balance tuition fee can't be paid by my sponsor. Totally doomed. I think I would go to the bank and commit suicide.

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Originally Posted by eghosa

Totally doomed. I think i would go to the bank and commit suicide.

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Hello again, e:

That won't help.. I'd go UP the chain of command at the bank... If you want MY help, I need to know the REASON the bank is doing what it's doing. You need to know too. Somebody at the bank knows, and that's the person you need to see.

excon

The bank said the reason was fraud. That the money paid into my account was fraudulent. In the bank statement the guy that transferred me the money.. his name is Ade austine. He tranferred the money from his lloyds bank account to mine.
I bank with lloyds as well. If they feel I am an accomplist they should have investigated or verified if I have ever done any transaction with him before.

I am not stupid to open an account with my international passport, a letter from my school and still involve that same account with fraud. Ok I have been to the bank severally to query why haven't they called the police to come get in.

Why would they spoil my identity. If I can open another account I wouldn't bother but I can't get any account because of this.

Hello again, e:

I KNOW the reason is fraud... That's NOT sufficient.. There a MILLION ways to commit fraud.. You need to know EXACTLY HOW it was committed, and HOW the bank found out.

If the transfer BOUNCED, so to speak, that, all by itself, would NOT make the bank think fraud... Transfers BOUNCE all the time.. Something happened to the transfer and you need to know what it was.

excon

PS> (edited) Somehow I MISSED the part where you said you GAVE the proceeds of the transfer to your friend... THAT'S the fraud... You SAID the money was a loan, so WHY did you give the money to him??

Is he REALLY your friend, or somebody you met on the internet?? Tell me.

Please I got to the bank and told me it was fraud and I should go to the police. That's the exact word the banker told me.

This is what happened.

I asked a friend to lend me money

I gave him my bank details

He gave it to One Ade Austine to Transfer me the money

On the 30th December I was transferred 5000 pounds... 5times what I requested for

4th January I was sent a letter from the bank that my acct has being closed

I contacted the bank that same the and was told by the banker that it was fraud that made them close the acct and it was the transaction that happened on the 30th that was fraudulent.

Now the account holder that transferred the money to me still uses a lloyds bank acct.

He transferred me money, why close my account? What if I am a business man he owes or even a company account he paid it to.

If I was to be a Scottish man or a white man would they treat me like this?

I withdrew 3000 and gave him.. then he gradually collected the balance. The bastard used me for fraud. Now I am ready to expose him.

I am just suffering for nothing

Why aren't you asking this "friend" about it? I suspect the reason is that this wasn't a friend but, in fact, you fell for a money laundering scam. And that's why the bank is pursuing fraud charges.

Quote:

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Originally Posted by eghosa

I asked a friend to lend me money

I gave him my bank details

he gave it to One Ade Austine to Transfer me the money

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Hello again, e:

Why did your friend give the money to Ade Austine? When 5 times the money you asked for showed up in your account, WHY did you take it? That should have been a BIG RED FLAG...

I understand that you're a victim here, and THAT'S why they didn't call the cops... You can certainly call them, because you ARE a victim.. But the bank is going to be coming after YOU to pay them the money they lost...

excon

I told him, and he said the bank cleared all my credit. That I have 0 credit.The Austine Ade that transferred me the money.. I don't know him. The only person I know is the guy I asked for a loan.

I remember now! The day the money came into my account, the bank change my internet login password. Meanwhile my friend told me that the money has already been transferred. So when I tried to login to print out my statement I noticed it was refused so I told my friend and he told me that I should call costomer care and request for a new pin. There asked me for my international passport details and stuff.

I remember vividly that they guy asked me how many transaction I got and I told him one from austine ade in blackpoll

Sir please what do you advise me to do?

Get a lawyer.

This is a common scam, I bet you don't even really know your "friend" do you, I bet it was someone you talked to on the internet ?

But yes, they send you money, you then send some of it back to them by western union or other means. Then the money they sent in turns out to be a fraud.

Yes you will owe the money back to the bank, if you don't pay it, they can actually arrest you.