Back in January 9 of last month I received letter attached with it a draft of small claims document stating I have to pay IN FULL to stop court action 3000.00 plus dollars. I sent them a letter requesting them to send me the ORIGINAL SIGNED CONTRACT, itemized detail of all fees and interest, and that I would contact them as soon as I received those documents. I also requested that all communication would be done through writing only. I cc'd a copy to the Government Services Consumer Services Bureau. As of today, I haven't received ANYTHING at all from this FINANCIAL DEBT RECOVERY AGENCY. WHat is my next step? Shall I send them another letter?

Send them a Notice of Default on their failure to verify the alleged debt. And that you hereby deny that the alleged debt is yours.

Have a paper trail that you have try to verify and they have fail to prove their claim.

Would this Notice Of Default be just a simple letter that I would draw up or would I have to get this letter from a lawyer?? Should I cc a copy of this Notice to the Ministry as well?

NOtice of Default tis just a letter staing that they have fail to respond to validication of the alleged debt, Send copy to Ministry as well. THis will help if you have to defend in court. They fail to answer.