My Dad's bank account has been frozen. He is unemployed and what ever funds he has in his account is for rent and medicine. I called the credit card company and they want $600. A month and $100. Thereafter. The total amount due is $1,200. My dad is willing to pay $50-$100 a month. But the attorneys for the credit card company will not agree. What can he do? Should we go to court and file an order and let the courts decide. Please advise. Thanks.